/* ===== RESET & VARIABLES ===== */
*,*::before,*::after{box-sizing:border-box;margin:0;padding:0}
:root{
  --primary:#1a56db;
  --primary-dark:#1e3a8a;
  --primary-light:#3b82f6;
  --primary-50:#eff6ff;
  --accent:#f59e0b;
  --accent-light:#fbbf24;
  --dark:#0f172a;
  --gray-900:#1e293b;
  --gray-700:#334155;
  --gray-600:#475569;
  --gray-500:#64748b;
  --gray-400:#94a3b8;
  --gray-300:#cbd5e1;
  --gray-200:#e2e8f0;
  --gray-100:#f1f5f9;
  --gray-50:#f8fafc;
  --white:#ffffff;
  --success:#10b981;
  --danger:#ef4444;
  --radius:16px;
  --radius-sm:10px;
  --radius-xs:6px;
  --shadow:0 4px 24px rgba(0,0,0,.08);
  --shadow-lg:0 12px 40px rgba(0,0,0,.12);
  --shadow-sm:0 2px 8px rgba(0,0,0,.06);
  --transition:all .3s ease;
  --font:'Inter',system-ui,-apple-system,sans-serif;
  --max-w:1200px;
  --header-h:72px;
}
html{scroll-behavior:smooth;font-size:16px}
body{font-family:var(--font);color:var(--gray-700);background:var(--white);line-height:1.7;overflow-x:hidden;font-size:.95rem}
a{text-decoration:none;color:inherit;transition:var(--transition)}
ul,ol{list-style:none}
img{max-width:100%;display:block;height:auto}
button{cursor:pointer;border:none;font-family:inherit}
input,select,textarea{font-family:inherit;font-size:1rem}
h1,h2,h3,h4,h5,h6{color:var(--dark);line-height:1.3}
p{margin-bottom:1rem}
p:last-child{margin-bottom:0}
table{width:100%;border-collapse:collapse}

/* ===== UTILITIES ===== */
.container{max-width:var(--max-w);margin:0 auto;padding:0 20px}
.section{padding:56px 0}
.section-sm{padding:40px 0}
.section-title{font-size:1.8rem;font-weight:700;text-align:center;margin-bottom:10px}
.section-subtitle{text-align:center;color:var(--gray-500);font-size:1rem;max-width:620px;margin:0 auto 36px}
.text-center{text-align:center}
.text-primary{color:var(--primary)}
.bg-gray{background:var(--gray-50)}
.bg-primary{background:var(--primary)}
.bg-dark{background:var(--dark)}
.sr-only{position:absolute;width:1px;height:1px;padding:0;margin:-1px;overflow:hidden;clip:rect(0,0,0,0);border:0}

/* Buttons */
.btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;padding:14px 32px;border-radius:var(--radius-sm);font-size:1rem;font-weight:700;transition:var(--transition);white-space:nowrap}
.btn-primary{background:var(--primary);color:#fff!important}
.btn-primary:hover{background:var(--primary-dark);transform:translateY(-2px);box-shadow:0 6px 20px rgba(26,86,219,.3)}
.btn-accent{background:var(--accent);color:var(--dark)}
.btn-accent:hover{background:#e8920a;transform:translateY(-2px)}
.btn-white{background:var(--white);color:var(--primary)}
.btn-white:hover{background:var(--gray-100);transform:translateY(-2px)}
.btn-outline{background:transparent;color:var(--primary);border:2px solid var(--primary)}
.btn-outline:hover{background:var(--primary);color:var(--white)}
.btn-ghost{background:transparent;color:var(--gray-600);border:2px solid var(--gray-200)}
.btn-ghost:hover{border-color:var(--primary);color:var(--primary)}
.btn-lg{padding:18px 40px;font-size:1.1rem;border-radius:var(--radius)}
.btn-sm{padding:10px 20px;font-size:.9rem}
.btn-block{width:100%}

/* ===== HEADER ===== */
.header{position:fixed;top:0;left:0;right:0;z-index:1000;background:rgba(255,255,255,.95);backdrop-filter:blur(12px);border-bottom:1px solid rgba(0,0,0,.05);transition:var(--transition)}
.header.scrolled{box-shadow:0 2px 20px rgba(0,0,0,.06)}
.header .container{display:flex;align-items:center;justify-content:space-between;height:var(--header-h)}
.logo{display:flex;align-items:center;gap:10px;font-family:'Sora',var(--font);font-size:1.2rem;font-weight:700;color:var(--primary);letter-spacing:-.02em}
.logo svg{width:42px;height:42px;flex-shrink:0}
.logo span{display:flex;flex-direction:column;line-height:1.1}
.logo .logo-sub{font-family:var(--font);font-size:.58rem;font-weight:500;color:var(--gray-400);letter-spacing:.5px;text-transform:uppercase}

/* Desktop Nav */
.nav{display:flex;align-items:center;gap:4px}
.nav-item{position:relative}
.nav-link{display:flex;align-items:center;gap:4px;padding:8px 14px;font-weight:600;color:var(--gray-600);font-size:.92rem;border-radius:var(--radius-xs);transition:var(--transition)}
.nav-link:hover,.nav-link.active{color:var(--primary);background:var(--primary-50)}
.nav-link svg{width:16px;height:16px}
/* Dropdown */
.nav-dropdown{position:absolute;top:100%;left:0;min-width:240px;background:var(--white);border-radius:var(--radius-sm);box-shadow:var(--shadow-lg);padding:8px;opacity:0;visibility:hidden;transform:translateY(8px);transition:var(--transition);z-index:100;border:1px solid var(--gray-100)}
.nav-item:hover .nav-dropdown{opacity:1;visibility:visible;transform:translateY(0)}
.nav-dropdown a{display:flex;align-items:center;gap:10px;padding:10px 14px;border-radius:var(--radius-xs);font-size:.9rem;font-weight:600;color:var(--gray-600)}
.nav-dropdown a:hover{background:var(--primary-50);color:var(--primary)}
.nav-dropdown a svg{width:18px;height:18px;color:var(--primary);flex-shrink:0}
.nav-cta{margin-left:12px}
.nav-cta .btn{padding:10px 24px;font-size:.9rem}

/* Mobile Nav */
.hamburger{display:none;flex-direction:column;gap:6px;background:none;padding:12px;cursor:pointer;-webkit-tap-highlight-color:transparent;position:relative;z-index:1002;border:none}
.hamburger span{display:block;width:22px;height:2px;background:var(--dark);border-radius:2px;transition:var(--transition);pointer-events:none}
.mobile-nav{display:none;position:fixed;top:var(--header-h);left:0;right:0;bottom:0;background:var(--white);padding:0;overflow-y:auto;z-index:1001;flex-direction:column;box-shadow:0 8px 32px rgba(0,0,0,.1)}
.mobile-nav.active{display:flex}
.mobile-nav a{display:block;font-weight:600;padding:14px 20px;border-bottom:1px solid var(--gray-100);color:var(--gray-700);font-size:.95rem;transition:var(--transition)}
.mobile-nav a:hover,.mobile-nav a:active{background:var(--primary-50);color:var(--primary)}
.mobile-nav a:last-of-type{border:0}
.mobile-nav .btn{margin:16px 20px;text-align:center;border-radius:var(--radius-sm)}

/* ===== BREADCRUMBS ===== */
.breadcrumbs{padding:12px 0;font-size:.82rem;position:relative;z-index:1}
.breadcrumbs,.breadcrumbs a,.breadcrumbs span{color:rgba(255,255,255,.6)}
.breadcrumbs a:hover{color:var(--white)}
.breadcrumbs ol{display:flex;flex-wrap:wrap;gap:4px;align-items:center}
.breadcrumbs li{display:flex;align-items:center;gap:4px}
.breadcrumbs li:last-child,.breadcrumbs li:last-child span{color:rgba(255,255,255,.9);font-weight:600}
.breadcrumbs li+li::before{content:'›';color:rgba(255,255,255,.4);margin-right:4px}

/* ===== HERO ===== */
.hero{padding:calc(var(--header-h) + 36px) 0 56px;background:linear-gradient(135deg,var(--primary) 0%,var(--primary-dark) 100%);position:relative;overflow:hidden}
.hero::before{content:'';position:absolute;top:-40%;right:-15%;width:700px;height:700px;background:radial-gradient(circle,rgba(255,255,255,.07) 0%,transparent 70%);border-radius:50%}
.hero::after{content:'';position:absolute;bottom:-30%;left:-10%;width:500px;height:500px;background:radial-gradient(circle,rgba(255,255,255,.04) 0%,transparent 70%);border-radius:50%}
.hero .container{display:grid;grid-template-columns:1.1fr .9fr;gap:60px;align-items:center;position:relative;z-index:1}
.hero-content h1{font-size:2.6rem;font-weight:700;color:var(--white);line-height:1.15;margin-bottom:20px}
.hero-content h1 span{color:var(--accent-light)}
.hero-content>p{font-size:1.1rem;color:rgba(255,255,255,.85);margin-bottom:28px;line-height:1.7}
.hero-badges{display:flex;flex-wrap:wrap;gap:10px;margin-bottom:32px}
.badge,.hero-badge{display:inline-flex;align-items:center;gap:6px;background:rgba(255,255,255,.12);backdrop-filter:blur(4px);border:1px solid rgba(255,255,255,.15);padding:8px 16px;border-radius:50px;color:var(--white);font-size:.83rem;font-weight:600}
.badge svg,.hero-badge svg{width:14px;height:14px;color:var(--accent-light);flex-shrink:0}

/* Hero - inner page variant */
.hero-inner{padding:calc(var(--header-h) + 36px) 0 40px;background:linear-gradient(135deg,var(--primary) 0%,var(--primary-dark) 100%);text-align:center;position:relative;overflow:hidden}
.hero-inner::before{content:'';position:absolute;top:-40%;right:-15%;width:500px;height:500px;background:radial-gradient(circle,rgba(255,255,255,.06) 0%,transparent 70%);border-radius:50%}
.hero-inner::after{content:'';position:absolute;bottom:0;left:0;right:0;height:4px;background:linear-gradient(90deg,var(--accent),var(--primary-light),var(--accent))}
.hero-inner h1{font-size:1.7rem;font-weight:700;color:var(--white);margin-bottom:10px;position:relative;z-index:1}
.hero-inner p{color:rgba(255,255,255,.75);font-size:.92rem;max-width:560px;margin:0 auto;position:relative;z-index:1;line-height:1.6}

/* ===== CALCULATOR CARD ===== */
.calc-card{background:var(--white);border-radius:var(--radius);padding:36px;box-shadow:var(--shadow-lg)}
.calc-card h3{font-size:1.2rem;font-weight:700;color:var(--dark);margin-bottom:24px;text-align:center}
.slider-group{margin-bottom:24px}
.slider-label{display:flex;justify-content:space-between;align-items:center;margin-bottom:10px}
.slider-label span{font-size:.88rem;font-weight:600;color:var(--gray-500)}
.slider-value{font-size:1.3rem;font-weight:700;color:var(--primary)}
input[type="range"]{-webkit-appearance:none;appearance:none;width:100%;height:8px;border-radius:4px;background:linear-gradient(to right,var(--primary) 0%,var(--primary) var(--val,50%),var(--gray-200) var(--val,50%),var(--gray-200) 100%);outline:none}
input[type="range"]::-webkit-slider-thumb{-webkit-appearance:none;width:26px;height:26px;border-radius:50%;background:var(--white);border:4px solid var(--primary);cursor:pointer;box-shadow:0 2px 8px rgba(0,0,0,.15);transition:var(--transition)}
input[type="range"]::-webkit-slider-thumb:hover{transform:scale(1.1)}
input[type="range"]::-moz-range-thumb{width:26px;height:26px;border-radius:50%;background:var(--white);border:4px solid var(--primary);cursor:pointer}
.calc-summary{background:var(--gray-50);border-radius:var(--radius-sm);padding:16px;display:flex;justify-content:space-between;margin-bottom:20px}
.calc-summary-item{text-align:center;flex:1}
.calc-summary-item .label{font-size:.78rem;color:var(--gray-500);font-weight:600;text-transform:uppercase;letter-spacing:.3px}
.calc-summary-item .value{font-size:1.15rem;font-weight:700;color:var(--dark);margin-top:2px}
.calc-card .btn{width:100%}

/* ===== TRUST BAR ===== */
.trust-bar{padding:32px 0;border-bottom:1px solid var(--gray-100)}
.trust-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px}
.trust-item{text-align:center}
.trust-item .number{font-size:2rem;font-weight:700;color:var(--primary);margin-bottom:2px}
.trust-item .text{font-size:.88rem;color:var(--gray-500);font-weight:600}

/* ===== STEPS ===== */
.steps-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:32px}
.step-card{text-align:center;padding:20px 14px;position:relative}
.step-num{width:52px;height:52px;border-radius:50%;background:linear-gradient(135deg,var(--primary),var(--primary-light));color:var(--white);font-size:1.3rem;font-weight:700;display:flex;align-items:center;justify-content:center;margin:0 auto 16px}
.step-card h4{font-size:1rem;font-weight:700;margin-bottom:8px}
.step-card p{font-size:.9rem;color:var(--gray-500)}
.step-card:not(:last-child)::after{content:'→';position:absolute;top:44px;right:-18px;font-size:1.2rem;color:var(--gray-300);font-weight:700}

/* ===== BENEFIT CARDS ===== */
.benefits-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.benefit-card{background:var(--white);border-radius:var(--radius);padding:24px;transition:var(--transition);border:1px solid var(--gray-100)}
.benefit-card:hover{transform:translateY(-4px);box-shadow:var(--shadow);border-color:transparent}
.benefit-icon{width:56px;height:56px;border-radius:14px;background:var(--primary-50);display:flex;align-items:center;justify-content:center;margin-bottom:18px;color:var(--primary)}
.benefit-icon svg{width:26px;height:26px}
.benefit-card h4{font-size:1rem;font-weight:700;margin-bottom:8px}
.benefit-card p{font-size:.9rem;color:var(--gray-500);margin:0}

/* ===== DATA TABLES ===== */
/* Handles both: <div class="comparison-table"><table> AND <table class="comparison-table"> */
div.comparison-table{overflow-x:auto;margin:24px 0;border-radius:var(--radius);border:1px solid var(--gray-200);background:var(--white);box-shadow:var(--shadow-sm)}
table.comparison-table,div.comparison-table table,.article-content table{width:100%;border-collapse:separate;border-spacing:0;margin:0;font-size:.88rem}
/* When table itself has the class (no wrapper) */
table.comparison-table{overflow:hidden;margin:24px 0;border-radius:var(--radius);border:1px solid var(--gray-200);box-shadow:var(--shadow-sm)}

/* Table header */
table.comparison-table thead th,div.comparison-table thead th,.article-content table thead th{
  background:var(--dark);color:var(--white);
  font-weight:600;font-size:.74rem;text-transform:uppercase;letter-spacing:.4px;
  padding:12px 16px;text-align:left;border:none;white-space:nowrap}
table.comparison-table thead th:first-child,div.comparison-table thead th:first-child{border-radius:var(--radius) 0 0 0}
table.comparison-table thead th:last-child,div.comparison-table thead th:last-child{border-radius:0 var(--radius) 0 0}

/* Table body */
table.comparison-table td,div.comparison-table td,.article-content table td{
  padding:13px 18px;text-align:left;border-bottom:1px solid var(--gray-100);
  color:var(--gray-600);font-size:.88rem;vertical-align:middle}

/* Table CTA buttons — white text on blue */
table.comparison-table .btn,div.comparison-table .btn,.article-content table .btn,
table.comparison-table a.btn,div.comparison-table a.btn,.article-content table a.btn{
  background:var(--primary)!important;color:#fff!important;font-size:.78rem;padding:8px 16px;white-space:nowrap;border:none!important}
table.comparison-table .btn:hover,div.comparison-table .btn:hover,.article-content table .btn:hover{
  background:var(--primary-dark)!important}

/* Table logo images */
table.comparison-table td img,div.comparison-table td img,.article-content table td img{vertical-align:middle}
table.comparison-table tbody tr,div.comparison-table tbody tr,.article-content table tbody tr{
  transition:background .15s}
table.comparison-table tbody tr:hover,div.comparison-table tbody tr:hover,.article-content table tbody tr:hover{
  background:var(--primary-50)}
table.comparison-table tbody tr:nth-child(even),div.comparison-table tbody tr:nth-child(even),.article-content table tbody tr:nth-child(even){
  background:var(--gray-50)}
table.comparison-table tbody tr:nth-child(even):hover,div.comparison-table tbody tr:nth-child(even):hover,.article-content table tbody tr:nth-child(even):hover{
  background:var(--primary-50)}
table.comparison-table tbody tr:last-child td,div.comparison-table tbody tr:last-child td{border-bottom:none}
table.comparison-table td:first-child,div.comparison-table td:first-child,.article-content table td:first-child{
  font-weight:700;color:var(--dark)}

/* Tags in tables */
.tag-good{display:inline-block;padding:3px 12px;border-radius:50px;font-size:.76rem;font-weight:700;background:rgba(16,185,129,.1);color:var(--success)}
.tag-bad{display:inline-block;padding:3px 12px;border-radius:50px;font-size:.76rem;font-weight:700;background:rgba(239,68,68,.1);color:var(--danger)}

/* ===== BEFORE/AFTER COMPARISON SECTION ===== */
.comparison-wrapper{max-width:900px;margin:0 auto}
.comparison-visual{display:grid;grid-template-columns:1fr auto 1fr;gap:0;align-items:stretch}
.comparison-col{background:var(--white);border-radius:var(--radius);border:2px solid var(--gray-100);overflow:hidden}
.comparison-before{border-color:var(--danger)}
.comparison-after{border-color:var(--success)}
.comparison-header{display:flex;align-items:center;gap:12px;padding:20px 24px;font-weight:700}
.comparison-before .comparison-header{background:rgba(239,68,68,.06);color:var(--danger)}
.comparison-after .comparison-header{background:rgba(16,185,129,.06);color:var(--success)}
.comparison-header h3{font-size:1.05rem;margin:0}
.comparison-before .comparison-header h3{color:var(--danger)}
.comparison-after .comparison-header h3{color:var(--success)}
.comparison-header svg{flex-shrink:0}
.comparison-body{padding:20px 24px}
.comparison-row{display:flex;justify-content:space-between;align-items:center;padding:8px 0}
.comparison-label{font-size:.9rem;color:var(--gray-600);font-weight:600}
.comparison-value{font-size:.9rem;font-weight:700;color:var(--dark)}
.comparison-divider{height:1px;background:var(--gray-100);margin:8px 0}
.comparison-total{padding:12px 0}
.comparison-total .comparison-label{font-size:1rem;font-weight:700;color:var(--dark)}
.comparison-total .comparison-value{font-size:1.15rem}
.comparison-value-bad{color:var(--danger);font-weight:700}
.comparison-value-good{color:var(--success);font-weight:700}
.empty-row{opacity:.3}
.comparison-arrow{display:flex;align-items:center;justify-content:center;padding:0 16px;color:var(--primary)}
.comparison-arrow svg{flex-shrink:0}
.comparison-savings{text-align:center;margin-top:24px}
.savings-badge{display:inline-flex;align-items:center;gap:10px;background:linear-gradient(135deg,rgba(16,185,129,.08),rgba(16,185,129,.15));border:2px solid rgba(16,185,129,.2);padding:16px 28px;border-radius:var(--radius);color:var(--success);font-size:1rem;font-weight:700}
.savings-badge svg{flex-shrink:0}
.savings-badge strong{font-weight:700;color:#059669}

/* ===== ELIGIBILITY ===== */
.eligibility-list{max-width:700px;margin:0 auto;display:grid;grid-template-columns:1fr 1fr;gap:12px}
.eligibility-item{display:flex;align-items:center;gap:12px;padding:14px 18px;background:var(--gray-50);border-radius:var(--radius-sm);font-weight:600;font-size:.92rem;color:var(--dark)}
.eligibility-item svg{width:20px;height:20px;color:var(--success);flex-shrink:0}

/* ===== TESTIMONIALS ===== */
.testimonials-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:24px}
.testimonial-card{background:var(--white);border-radius:var(--radius);padding:28px;border:1px solid var(--gray-100)}
.testimonial-stars{display:flex;gap:3px;margin-bottom:14px;color:var(--accent)}
.testimonial-stars svg{width:16px;height:16px}
.testimonial-text{font-size:.93rem;color:var(--gray-700);line-height:1.7;margin-bottom:18px;font-style:italic}
.testimonial-author{display:flex;align-items:center;gap:12px}
.testimonial-avatar{width:40px;height:40px;border-radius:50%;background:linear-gradient(135deg,var(--primary),var(--primary-light));display:flex;align-items:center;justify-content:center;color:var(--white);font-weight:700;font-size:.9rem}
.testimonial-name{font-weight:700;color:var(--dark);font-size:.9rem}
.testimonial-location{font-size:.78rem;color:var(--gray-500)}

/* ===== FAQ ===== */
/* FAQ section wrapper */
.faq-section{margin:20px 0}
.faq-section h2,.faq-section h3{margin-bottom:12px}

/* FAQ list */
.faq-list{max-width:760px;margin:0 auto}

/* FAQ item — clean divider style */
.faq-item{border:none;border-bottom:1px solid var(--gray-200);margin:0;overflow:hidden;background:transparent;border-radius:0}
.faq-item:first-child{border-top:1px solid var(--gray-200)}

/* FAQ question */
.faq-question{display:flex;justify-content:space-between;align-items:center;padding:15px 2px;cursor:pointer;font-weight:600;color:var(--dark);font-size:.93rem;background:none;width:100%;text-align:left;transition:var(--transition);gap:16px}
.faq-question:hover{color:var(--primary)}
.faq-question svg{display:none}
.faq-question::after{content:'+';font-size:1.2rem;font-weight:300;color:var(--gray-400);flex-shrink:0;width:28px;height:28px;display:flex;align-items:center;justify-content:center;border-radius:50%;background:var(--gray-50);transition:var(--transition)}

/* Active */
.faq-item.active .faq-question{color:var(--primary)}
.faq-item.active .faq-question::after{content:'−';background:var(--primary);color:#fff}

/* Answer */
.faq-answer{max-height:0;overflow:hidden;transition:max-height .3s ease}
.faq-answer-inner{padding:0 2px 16px 2px;font-size:.92rem;color:var(--gray-600);line-height:1.75}
.faq-answer-inner ul,.faq-answer-inner ol{margin:8px 0 8px 18px}
.faq-answer-inner li{margin-bottom:4px;list-style:disc}
.faq-answer-inner ol li{list-style:decimal}

/* FAQ in articles — same clean style */
.article-content .faq-item{border:none;border-bottom:1px solid var(--gray-200);padding:0;margin:0;border-radius:0}
.article-content .faq-item:first-child{border-top:1px solid var(--gray-200)}
.article-content .faq-item h3{font-size:.9rem;font-weight:600;color:var(--dark);margin:0;padding:14px 2px}
.article-content .faq-item p{font-size:.86rem;color:var(--gray-600);margin:0;padding:0 2px 14px;line-height:1.7}
.article-content .faq-item::after{display:none}

/* ===== CTA BANNER ===== */
.cta-banner{background:linear-gradient(135deg,var(--primary) 0%,var(--primary-dark) 100%);padding:40px 0;text-align:center;position:relative;overflow:hidden}
.cta-banner::before{content:'';position:absolute;top:-50%;right:-10%;width:500px;height:500px;background:radial-gradient(circle,rgba(255,255,255,.05),transparent 70%);border-radius:50%}
.cta-banner h2,.cta-banner h3{font-size:1.5rem;font-weight:700;color:#fff!important;margin-bottom:10px;position:relative;z-index:1}
.cta-banner p,.cta-banner span{color:rgba(255,255,255,.85)!important;font-size:.92rem;margin-bottom:20px;max-width:500px;margin-left:auto;margin-right:auto;position:relative;z-index:1}
.cta-banner .btn.btn-primary,.cta-banner .btn.btn-white,.cta-banner a.btn.btn-primary,.cta-banner a.btn,.cta-banner .btn{position:relative;z-index:1;background:#fff!important;color:#1a56db!important;border:none!important;font-size:.9rem;padding:12px 28px}
.cta-banner .btn.btn-primary:hover,.cta-banner a.btn:hover,.cta-banner .btn:hover{background:#f1f5f9!important;color:#1e3a8a!important}
/* CTA banner in articles — DO NOT round or override */
.cta-banner-content{position:relative;z-index:1}
.cta-banner-content h2,.cta-banner-content h3{font-size:1.5rem;font-weight:700;color:#fff!important;margin-bottom:10px}
.cta-banner-content p{color:rgba(255,255,255,.85)!important;font-size:.92rem;margin-bottom:20px;max-width:480px;margin-left:auto;margin-right:auto}

/* ===== PAGE-SPECIFIC COMPONENTS ===== */

/* Breadcrumb alt (ol-based in some pages) */
.breadcrumb{padding:12px 0;font-size:.82rem;position:relative;z-index:1}
.breadcrumb ol{display:flex;flex-wrap:wrap;gap:4px;align-items:center;list-style:none;margin:0;padding:0}
.breadcrumb li{display:flex;align-items:center;gap:4px;color:rgba(255,255,255,.6)}
.breadcrumb li a{color:rgba(255,255,255,.6)}
.breadcrumb li a:hover{color:var(--white)}
.breadcrumb li:last-child{color:rgba(255,255,255,.9);font-weight:600}
.breadcrumb li+li::before{content:'›';color:rgba(255,255,255,.4);margin-right:4px}

/* Content block */
.content-block{max-width:760px}
.content-block h2{font-size:1.5rem;font-weight:700;margin-bottom:16px;color:var(--dark)}
.content-block p{font-size:.95rem;line-height:1.8;color:var(--gray-600);margin-bottom:14px}

/* Section alt (alternating bg) */
.section-alt{background:var(--gray-50);border-top:1px solid var(--gray-100);border-bottom:1px solid var(--gray-100)}

/* Hero subtitle */
.hero-subtitle,.hero-inner .hero-subtitle{font-size:.95rem;color:rgba(255,255,255,.75);max-width:580px;margin:0 auto;position:relative;z-index:1}

/* Container small */
.container-sm{max-width:860px;margin:0 auto;padding:0 20px}

/* ===== ABOUT / MISSION ===== */
.about-mission{text-align:center}
.about-mission-icon{width:56px;height:56px;border-radius:50%;background:var(--primary-50);display:flex;align-items:center;justify-content:center;margin:0 auto 16px;color:var(--primary)}
.about-mission h2{font-size:1.5rem;font-weight:700;margin-bottom:12px}
.about-mission p{font-size:1rem;color:var(--gray-600);line-height:1.8;max-width:680px;margin:0 auto 12px}

/* ===== STATS GRID ===== */
.stats-grid{display:grid;grid-template-columns:repeat(4,1fr);gap:20px}
.stat-card{background:var(--white);border:1px solid var(--gray-100);border-radius:var(--radius);padding:22px 16px;text-align:center;transition:var(--transition)}
.stat-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--primary-light)}
.stat-icon{color:var(--primary);margin-bottom:10px;display:flex;justify-content:center}
.stat-number{font-size:2.2rem;font-weight:700;color:var(--primary);margin-bottom:4px;line-height:1}
.stat-label{font-size:.85rem;color:var(--gray-500);font-weight:600}
/* responsive: see bottom of file */

/* ===== VALUES GRID ===== */
.values-grid{display:grid;grid-template-columns:repeat(2,1fr);gap:20px}
.value-card{background:var(--white);border:1px solid var(--gray-100);border-radius:var(--radius);padding:22px;transition:var(--transition)}
.value-card:hover{border-color:var(--primary-light);box-shadow:var(--shadow-sm);transform:translateY(-2px)}
.value-icon{width:44px;height:44px;border-radius:12px;background:var(--primary-50);display:flex;align-items:center;justify-content:center;color:var(--primary);margin-bottom:14px}
.value-card h3{font-size:1rem;font-weight:700;margin-bottom:8px;color:var(--dark)}
.value-card p{font-size:.88rem;color:var(--gray-600);line-height:1.7;margin:0}
/* responsive: see bottom of file */

/* ===== TRUST CARDS ===== */
.trust-cards{display:flex;flex-direction:column;gap:12px}
.trust-card-item{display:flex;gap:16px;padding:18px 20px;background:var(--gray-50);border-radius:var(--radius-sm);border:1px solid var(--gray-100);transition:var(--transition);align-items:flex-start}
.trust-card-item:hover{border-color:var(--primary-light);box-shadow:var(--shadow-sm)}
.trust-card-item svg{flex-shrink:0;color:var(--success);margin-top:2px}
.trust-card-item strong{display:block;font-size:.92rem;color:var(--dark);margin-bottom:2px}
.trust-card-item p{font-size:.85rem;color:var(--gray-500);margin:0;line-height:1.5}

/* Steps (alt: step-number variant) */
.step-number{width:48px;height:48px;border-radius:50%;background:linear-gradient(135deg,var(--primary),var(--primary-light));color:var(--white);font-size:1.2rem;font-weight:700;display:flex;align-items:center;justify-content:center;margin:0 auto 14px}

/* Trust list */
.trust-list{max-width:700px;margin:0 auto}
.trust-list li{display:flex;align-items:flex-start;gap:12px;padding:10px 0;font-size:.92rem;color:var(--gray-600);border-bottom:1px solid var(--gray-100)}
.trust-list li:last-child{border:0}
.trust-list li svg{flex-shrink:0;color:var(--success);margin-top:2px}

/* ===== CONTACT PAGE ===== */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:40px;align-items:start}
.contact-info{display:flex;flex-direction:column;gap:14px}
.contact-card{display:flex;gap:16px;padding:18px;background:var(--gray-50);border-radius:var(--radius-sm);border:1px solid var(--gray-100);transition:var(--transition)}
.contact-card:hover{border-color:var(--primary-light);box-shadow:var(--shadow-sm)}
.contact-card-icon{width:44px;height:44px;border-radius:12px;background:var(--primary-50);display:flex;align-items:center;justify-content:center;color:var(--primary);flex-shrink:0}
.contact-card-icon svg{width:20px;height:20px}
.contact-card-content h4{font-size:.92rem;font-weight:700;margin-bottom:2px;color:var(--dark)}
.contact-card-content p{font-size:.85rem;color:var(--gray-500);margin:0}
.contact-form-wrapper{background:var(--white);border:1px solid var(--gray-100);border-radius:var(--radius);padding:28px}
.contact-form-wrapper h3{font-size:1.1rem;font-weight:700;margin-bottom:20px;color:var(--dark)}
.contact-form .form-group{margin-bottom:16px}
.form-consent{display:flex;align-items:flex-start;gap:10px;margin-bottom:16px}
.form-consent input[type="checkbox"]{width:18px;height:18px;margin-top:2px;accent-color:var(--primary);flex-shrink:0}
.form-consent label{font-size:.82rem;color:var(--gray-500);line-height:1.5;cursor:pointer}
/* responsive: see bottom of file */

/* ===== REVIEWS PAGE ===== */
.overall-rating{display:flex;align-items:center;gap:20px;justify-content:center;padding:28px;background:var(--gray-50);border-radius:var(--radius);margin-bottom:32px;border:1px solid var(--gray-100)}
.overall-rating-score{display:flex;align-items:baseline;gap:6px}
.rating-number{font-size:3rem;font-weight:700;color:var(--dark);line-height:1}
.rating-out-of{font-size:1.2rem;color:var(--gray-400);font-weight:600}
.overall-rating-stars{display:flex;gap:4px}
.star{width:24px;height:24px;color:var(--gray-200)}
.star.filled{color:var(--accent)}
.star.half{color:var(--accent);opacity:.6}
.overall-rating-text{font-size:.9rem;color:var(--gray-500);font-weight:600}
.testimonial-quote{font-size:.92rem;color:var(--gray-700);font-style:italic;line-height:1.7;margin-bottom:16px}
.testimonial-city{font-size:.78rem;color:var(--gray-400)}

/* ===== CALCULATOR PAGE ===== */
.calc-card-page{background:var(--white);border:1px solid var(--gray-100);border-radius:var(--radius);padding:36px;box-shadow:var(--shadow);max-width:600px;margin:0 auto}
.calc-disclaimer{font-size:.78rem;color:var(--gray-400);text-align:center;margin-top:20px;line-height:1.6}
.calc-partners{font-size:.85rem;color:var(--gray-500);text-align:center;margin-top:12px;font-weight:600}

/* ===== CONTENT CTA (in-article) ===== */
.content-cta{margin:28px 0}
.cta-box{background:linear-gradient(135deg,var(--primary),var(--primary-dark));border-radius:var(--radius);padding:28px 32px;text-align:center;color:var(--white);position:relative;overflow:hidden}
.cta-box::before{content:'';position:absolute;top:-30%;right:-10%;width:200px;height:200px;background:radial-gradient(circle,rgba(255,255,255,.06),transparent 70%);border-radius:50%}
.cta-box h3,.cta-box h2{color:#fff!important;font-size:1.1rem;margin-bottom:8px;position:relative;z-index:1}
.cta-box p{color:rgba(255,255,255,.85)!important;font-size:.88rem;margin-bottom:16px;position:relative;z-index:1}
.cta-box .btn,.cta-box a.btn,.cta-box .btn.btn-primary{position:relative;z-index:1;background:#fff!important;color:#1a56db!important;border:none!important}
.cta-box .btn:hover,.cta-box a.btn:hover{background:#f1f5f9!important;color:#1e3a8a!important}
.cta-note{font-size:.75rem;color:var(--gray-400);text-align:center;margin-top:10px}

/* ===== COOKIE TABLE ===== */
.table-responsive{overflow-x:auto;margin:24px 0;border-radius:var(--radius);border:1px solid var(--gray-200);box-shadow:var(--shadow-sm)}
.cookie-table{width:100%;border-collapse:separate;border-spacing:0;font-size:.85rem}
.cookie-table th{padding:14px 18px;text-align:left;background:linear-gradient(135deg,var(--primary),var(--primary-dark));color:var(--white);font-weight:600;font-size:.76rem;text-transform:uppercase;letter-spacing:.5px;border:none}
.cookie-table td{padding:13px 18px;text-align:left;border-bottom:1px solid var(--gray-100);color:var(--gray-600)}
.cookie-table tbody tr:hover{background:var(--primary-50)}
.cookie-table tbody tr:nth-child(even){background:var(--gray-50)}
.cookie-table tbody tr:last-child td{border-bottom:none}
.cookie-table td:first-child{font-weight:700;color:var(--dark)}

/* ===== FOOTER ===== */
.footer{background:var(--dark);color:rgba(255,255,255,.65);padding:44px 0 0}
.footer-grid{display:grid;grid-template-columns:1.5fr 1fr 1fr 1fr 1fr;gap:28px;padding-bottom:28px;border-bottom:1px solid rgba(255,255,255,.07)}
.footer-brand{padding-right:20px}
.footer-brand .logo{color:var(--white);margin-bottom:14px}
.footer-brand>p{font-size:.88rem;line-height:1.7;margin-top:0}
.footer-col h4{font-size:.88rem;font-weight:700;color:var(--white);margin-bottom:14px;text-transform:uppercase;letter-spacing:.5px}
.footer-col a{display:block;font-size:.88rem;padding:5px 0;transition:var(--transition)}
.footer-col a:hover{color:var(--white);padding-left:4px}
.footer-disclaimer{padding:24px 0;font-size:.8rem;line-height:1.7;color:rgba(255,255,255,.4);border-bottom:1px solid rgba(255,255,255,.07)}
.footer-bottom{display:flex;justify-content:space-between;align-items:center;padding:20px 0;font-size:.82rem}
.footer-badges{display:flex;gap:12px;align-items:center}
.footer-badge{display:flex;align-items:center;gap:5px;background:rgba(255,255,255,.06);padding:5px 12px;border-radius:5px;font-size:.78rem;color:rgba(255,255,255,.5)}
.footer-badge svg{width:14px;height:14px}
.footer-bottom-links{display:flex;gap:4px;font-size:.82rem}
.footer-bottom-links a{color:rgba(255,255,255,.5)}
.footer-bottom-links a:hover{color:var(--white)}

/* ===== MODAL ===== */
.modal-overlay{position:fixed;top:0;left:0;right:0;bottom:0;background:rgba(15,23,42,.6);backdrop-filter:blur(4px);z-index:2000;display:none;align-items:center;justify-content:center;padding:20px}
.modal-overlay.active{display:flex}
.modal{background:var(--white);border-radius:var(--radius);width:100%;max-width:720px;max-height:90vh;overflow-y:auto;position:relative;animation:modalIn .3s ease}
@keyframes modalIn{from{opacity:0;transform:translateY(16px) scale(.98)}to{opacity:1;transform:none}}
.modal-close{position:absolute;top:10px;right:10px;width:32px;height:32px;border-radius:50%;background:var(--gray-100);display:flex;align-items:center;justify-content:center;color:var(--gray-500);transition:var(--transition);z-index:10}
.modal-close:hover{background:var(--gray-300);color:var(--dark)}
.modal-header{padding:44px 28px 0;text-align:center}
.modal-header h3{font-size:1.2rem;font-weight:700;margin-bottom:6px}
.modal-header p{font-size:.88rem;color:var(--gray-500)}
.modal-body{padding:20px 28px 28px}

/* Form */
.form-group{margin-bottom:18px}
.form-group label{display:block;font-size:.84rem;font-weight:700;color:var(--dark);margin-bottom:6px}
.form-group label .required{color:var(--danger);font-weight:700}
.form-group input,.form-group select,.form-group textarea{width:100%;padding:12px 14px;border:2px solid var(--gray-200);border-radius:var(--radius-sm);font-size:.95rem;transition:var(--transition);background:var(--gray-50)}
.form-group textarea{min-height:100px;resize:vertical}
.form-group input:focus,.form-group select:focus,.form-group textarea:focus{outline:none;border-color:var(--primary);background:var(--white);box-shadow:0 0 0 4px rgba(26,86,219,.06)}
.form-group input.error{border-color:var(--danger)}
.form-group .error-msg{font-size:.78rem;color:var(--danger);margin-top:4px;display:none}
.form-group input.error~.error-msg{display:block}
.form-row{display:grid;grid-template-columns:1fr 1fr;gap:14px}
.checkbox-group{display:flex;align-items:flex-start;gap:10px;margin-bottom:10px}
.checkbox-group input[type="checkbox"]{width:18px;height:18px;margin-top:2px;accent-color:var(--primary);flex-shrink:0}
.checkbox-group label{font-size:.8rem;color:var(--gray-500);line-height:1.5;cursor:pointer}
.checkbox-group label a{color:var(--primary);text-decoration:underline}

/* Loading */
.loading-screen{display:none;flex-direction:column;align-items:center;justify-content:center;padding:48px 28px;text-align:center}
.loading-countdown{position:relative;width:90px;height:90px;margin-bottom:20px}
.loading-countdown svg.countdown-ring{width:90px;height:90px;transform:rotate(-90deg)}
.countdown-bg{fill:none;stroke:var(--gray-100);stroke-width:4}
.countdown-fg{fill:none;stroke:var(--primary);stroke-width:4;stroke-linecap:round;stroke-dasharray:251;stroke-dashoffset:251;transition:stroke-dashoffset 3s linear}
.countdown-fg.animate{stroke-dashoffset:0}
.countdown-num{position:absolute;top:50%;left:50%;transform:translate(-50%,-50%);font-size:1.6rem;font-weight:700;color:var(--primary)}
.loading-title{font-size:1.15rem;font-weight:700;margin-bottom:6px;color:var(--dark)}
.loading-sub{font-size:.85rem;color:var(--gray-500);margin-bottom:0}
.loading-progress{width:100%;max-width:360px;height:5px;background:var(--gray-100);border-radius:3px;margin-top:20px;overflow:hidden}
.loading-progress-bar{height:100%;background:linear-gradient(90deg,var(--primary),var(--primary-light),var(--accent));border-radius:3px;width:0;transition:width 2.8s ease-in-out;background-size:200% 100%;animation:shimmer 1.5s infinite}
@keyframes shimmer{0%{background-position:200% 0}100%{background-position:-200% 0}}
.loading-steps{width:100%;max-width:320px;margin-top:24px;text-align:left}
.loading-step{display:flex;align-items:center;gap:10px;padding:7px 14px;font-size:.85rem;font-weight:600;color:var(--gray-300);border-radius:var(--radius-xs);transition:all .3s ease}
.loading-step svg{flex-shrink:0;opacity:.2;transition:all .3s}
.loading-step.active{color:var(--gray-600);background:var(--gray-50)}
.loading-step.active svg{opacity:.4}
.loading-step.done{color:var(--success)}
.loading-step.done svg{opacity:1;color:var(--success)}
.loading-partners{display:flex;gap:16px;align-items:center;justify-content:center;margin-top:24px;padding-top:20px;border-top:1px solid var(--gray-100)}
.loading-partners img{width:100px;height:44px;border-radius:10px;object-fit:contain;background:var(--white);border:1px solid var(--gray-100);padding:6px 10px}
.loading-partners img:nth-child(1){animation:partnerPulse 3s ease infinite}
.loading-partners img:nth-child(2){animation:partnerPulse 3s ease .6s infinite}
.loading-partners img:nth-child(3){animation:partnerPulse 3s ease 1.2s infinite}
.loading-partners img:nth-child(4){animation:partnerPulse 3s ease 1.8s infinite}
@keyframes partnerPulse{0%,100%{opacity:.35;transform:scale(.95)}50%{opacity:1;transform:scale(1)}}

/* Offers */
.offers-screen{display:none;padding:24px 28px 28px}
.offers-header{text-align:center;margin-bottom:24px}
.offers-check{width:52px;height:52px;border-radius:50%;background:rgba(16,185,129,.1);display:flex;align-items:center;justify-content:center;margin:0 auto 12px;color:var(--success);animation:popIn .4s ease}
@keyframes popIn{0%{transform:scale(0)}60%{transform:scale(1.2)}100%{transform:scale(1)}}
.offers-header h3{font-size:1.2rem;font-weight:700;margin-bottom:4px}
.offers-header p{font-size:.84rem;color:var(--gray-500);margin:0}
/* Offer cards — modal (1 per row, horizontal layout) */
#offersContainer{display:flex;flex-direction:column;gap:16px}
.offer-card{border:2px solid var(--gray-100);border-radius:var(--radius);padding:20px 24px;transition:var(--transition);position:relative;animation:cardSlideIn .4s ease both}
.offer-card:nth-child(1){animation-delay:.05s}
.offer-card:nth-child(2){animation-delay:.15s}
.offer-card:nth-child(3){animation-delay:.25s}
.offer-card:nth-child(4){animation-delay:.35s}
@keyframes cardSlideIn{from{opacity:0;transform:translateY(12px)}to{opacity:1;transform:none}}
.offer-card:hover{border-color:var(--primary-light);box-shadow:var(--shadow)}
.offer-card.featured{border-color:var(--accent);background:linear-gradient(135deg,rgba(251,191,36,.04),rgba(251,191,36,.01))}
.offer-badge{position:absolute;top:-11px;right:20px;background:linear-gradient(135deg,var(--accent),#f59e0b);color:var(--dark);font-size:.68rem;font-weight:700;padding:3px 12px;border-radius:50px;box-shadow:0 2px 8px rgba(245,158,11,.3);white-space:nowrap}
.offer-top{display:flex;align-items:center;gap:20px;margin-bottom:14px}
.offer-logo-img{width:160px;height:56px;border-radius:10px;object-fit:contain;background:var(--white);border:1px solid var(--gray-100);padding:6px 16px;flex-shrink:0}
.offer-right{flex:1;min-width:0}
.offer-promo{font-size:.82rem;color:var(--success);font-weight:600;display:flex;align-items:center;gap:4px;margin-bottom:6px}
.offer-promo svg{flex-shrink:0}
.offer-features{display:flex;gap:8px;flex-wrap:wrap}
.offer-feature{display:inline-flex;align-items:center;gap:4px;font-size:.76rem;color:var(--gray-600);font-weight:600;background:var(--gray-50);padding:3px 10px;border-radius:50px;border:1px solid var(--gray-100)}
.offer-feature svg{color:var(--success);flex-shrink:0}
.offer-usp{font-size:.88rem;color:var(--gray-600);font-weight:600;line-height:1.4}
.offer-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:8px;margin-bottom:14px}
.offer-stat{background:var(--gray-50);border-radius:var(--radius-xs);padding:10px 8px;text-align:center;border:1px solid var(--gray-100)}
.offer-stat .label{font-size:.65rem;color:var(--gray-400);font-weight:600;text-transform:uppercase;letter-spacing:.3px}
.offer-stat .value{font-size:.82rem;font-weight:700;color:var(--dark);margin-top:2px}
.offer-card .btn{width:100%;padding:14px;font-size:.95rem}
.offer-card .offer-disclaimer,.offer-disclaimer{font-size:.66rem;color:var(--gray-400);line-height:1.4;margin-top:10px;text-align:center;padding-top:10px;border-top:1px solid var(--gray-100)}
/* ===== STATIC OFFERS GRID (homepage/pillar page) ===== */
.offers-grid{display:flex;flex-direction:column;gap:20px;max-width:800px;margin:0 auto}
.offer-card-static{border:2px solid var(--gray-100);border-radius:var(--radius);padding:24px 28px;transition:var(--transition);position:relative;background:var(--white)}
.offer-card-static:hover{border-color:var(--primary-light);box-shadow:var(--shadow)}
.offer-card-static.featured{border-color:var(--accent);background:linear-gradient(135deg,rgba(251,191,36,.04),rgba(251,191,36,.01))}
.offer-card-static .offer-badge{position:absolute;top:-11px;right:20px;background:linear-gradient(135deg,var(--accent),#f59e0b);color:var(--dark);font-size:.68rem;font-weight:700;padding:3px 12px;border-radius:50px;box-shadow:0 2px 8px rgba(245,158,11,.3);white-space:nowrap}
.offer-card-static .offer-header{display:flex;align-items:center;gap:20px;margin-bottom:16px}
.offer-card-static .offer-header .offer-logo-img{width:180px;height:60px;margin:0}
.offer-card-static .offer-stats{display:grid;grid-template-columns:repeat(3,1fr);gap:10px;margin-bottom:16px}
.offer-card-static .btn{max-width:320px}

/* ===== STICKY BAR ===== */
.sticky-bar{position:fixed;bottom:0;left:0;right:0;background:var(--white);border-top:1px solid var(--gray-100);padding:10px 0;z-index:900;transform:translateY(100%);transition:transform .3s;box-shadow:0 -4px 20px rgba(0,0,0,.06)}
.sticky-bar.visible{transform:translateY(0)}
.sticky-bar .container{display:flex;align-items:center;justify-content:space-between}
.sticky-info{font-size:.88rem;color:var(--gray-600)}
.sticky-info strong{color:var(--dark);font-weight:700}

/* ===== ARTICLE / CONTENT PAGE ===== */
.article-layout{display:grid;grid-template-columns:1fr 300px;gap:36px;padding:32px 0 56px}
.article-content{min-width:0}
/* Remove padding from .section used inside article content */
.article-content .section,.article-content section{padding:0;margin:0}
.article-content .section-title{text-align:left;font-size:1.3rem;margin-bottom:10px}

.article-content h2{font-size:1.35rem;font-weight:700;margin:28px 0 12px;padding-top:10px;border-top:1px solid var(--gray-100);color:var(--dark)}
.article-content h2:first-of-type{border-top:none;margin-top:0;padding-top:0}
.article-content h3{font-size:1.1rem;font-weight:700;margin:22px 0 8px;color:var(--dark)}
.article-content h4{font-size:1rem;font-weight:700;margin:16px 0 6px;color:var(--dark)}
.article-content p{font-size:.95rem;color:var(--gray-700);line-height:1.75;margin-bottom:12px}
.article-content ul,.article-content ol{margin:12px 0 20px 0;padding-left:20px}
.article-content li{margin-bottom:8px;line-height:1.7;font-size:.93rem;color:var(--gray-600);padding-left:4px}
.article-content ul li{list-style:none;position:relative}
.article-content ul li::before{content:'';width:6px;height:6px;border-radius:50%;background:var(--primary);position:absolute;left:-18px;top:9px}
.article-content ol li{list-style:decimal;color:var(--gray-600)}
.article-content ol li::marker{color:var(--primary);font-weight:700}
.article-content blockquote{border-left:4px solid var(--primary);padding:14px 20px;margin:18px 0;background:var(--primary-50);border-radius:0 var(--radius-sm) var(--radius-sm) 0;font-style:italic;color:var(--gray-600);font-size:.92rem;position:relative}
.article-content blockquote::before{content:'\201C';position:absolute;top:8px;left:10px;font-size:2rem;color:var(--primary);opacity:.3;font-style:normal;line-height:1}
.article-content strong{color:var(--dark)}
.article-content a{color:var(--primary);text-decoration:none;border-bottom:1px solid rgba(26,86,219,.3);transition:var(--transition)}
.article-content a:hover{color:var(--primary-dark);border-bottom-color:var(--primary-dark)}
.article-content a.btn,.article-content .btn{color:#fff!important;border-bottom:none!important}
.article-content a.btn:hover,.article-content .btn:hover{color:#fff!important}
.article-content .cta-banner a.btn,.article-content .cta-banner .btn,.cta-banner .container a.btn{color:#1a56db!important}
.article-content .cta-banner a.btn:hover,.cta-banner .container a.btn:hover{color:#1e3a8a!important}
.article-content .info-box,.info-box{background:var(--primary-50);border-left:4px solid var(--primary);border-radius:0 var(--radius-sm) var(--radius-sm) 0;padding:16px 20px;margin:18px 0;font-size:.9rem;line-height:1.7}
.article-content .info-box h4,.info-box h4,.article-content .info-box h3,.info-box h3{margin-top:0;color:var(--primary);font-size:.95rem;margin-bottom:8px}
.article-content .info-box p,.info-box p{font-size:.9rem;margin-bottom:8px}
.article-content .info-box strong,.info-box strong{color:var(--primary)}
.article-content .warning-box,.warning-box{background:#fef3c7;border-left:4px solid var(--accent);border-radius:0 var(--radius-sm) var(--radius-sm) 0;padding:16px 20px;margin:18px 0;font-size:.9rem;line-height:1.7}
.article-content .warning-box h4,.warning-box h4,.article-content .warning-box h3,.warning-box h3{margin-top:0;color:#92400e;font-size:.95rem;margin-bottom:8px}
.article-content .warning-box p,.warning-box p{font-size:.9rem;margin-bottom:8px}
.article-content .warning-box strong,.warning-box strong{color:#92400e}
.article-content img{border-radius:var(--radius-sm);margin:20px 0}
/* Tables inside articles — handled by global DATA TABLES section */

/* Sidebar */
.article-sidebar{position:sticky;top:calc(var(--header-h) + 20px);align-self:start}

/* Sidebar widget base — works with or without .sidebar-widget class */
.sidebar-widget,.sidebar-toc,.sidebar-cta,.sidebar-related{background:var(--white);border:1px solid var(--gray-100);border-radius:var(--radius);padding:20px;margin-bottom:16px}

/* Sidebar headings — support both h3 and h4 */
.sidebar-widget h4,.sidebar-widget h3,
.sidebar-toc>h3,.sidebar-toc>h4,
.sidebar-related>h3,.sidebar-related>h4{font-size:.85rem;font-weight:700;margin:0 0 14px;color:var(--dark);text-transform:uppercase;letter-spacing:.3px;padding-bottom:10px;border-bottom:2px solid var(--primary)}

/* Sidebar CTA */
.sidebar-cta{background:linear-gradient(135deg,var(--primary),var(--primary-dark));color:var(--white);border:none;padding:24px;border-radius:var(--radius)}
.sidebar-cta h4,.sidebar-cta h3{color:var(--white);border-bottom-color:rgba(255,255,255,.2);font-size:.82rem}
.sidebar-cta p{color:rgba(255,255,255,.85);font-size:.84rem;margin-bottom:14px;line-height:1.5}
.sidebar-cta .btn{background:var(--accent);color:var(--dark);width:100%;font-size:.88rem;padding:12px;border:none}
.sidebar-cta .btn:hover{background:var(--accent-light)}

/* Sidebar TOC */
.sidebar-toc ul{list-style:none;margin:0;padding:0}
.sidebar-toc li{margin:0}
.sidebar-toc a,.sidebar-toc li a{display:block;padding:7px 0 7px 14px;font-size:.84rem;color:var(--gray-500);font-weight:600;border-left:2px solid var(--gray-200);transition:var(--transition);text-decoration:none}
.sidebar-toc a:hover,.sidebar-toc a.active,.sidebar-toc li a:hover{color:var(--primary);border-color:var(--primary);background:var(--primary-50);border-radius:0 var(--radius-xs) var(--radius-xs) 0;padding-left:16px}

/* Sidebar Related */
.sidebar-related ul{list-style:none;margin:0;padding:0}
.sidebar-related li{margin:0}
.sidebar-related a,.sidebar-related li a{display:flex;gap:8px;padding:8px 0;font-size:.84rem;color:var(--gray-600);font-weight:600;border-bottom:1px solid var(--gray-100);line-height:1.4;text-decoration:none}
.sidebar-related li:last-child a{border:0}
.sidebar-related a:hover,.sidebar-related li a:hover{color:var(--primary)}
.sidebar-related a::before,.sidebar-related li a::before{content:'→';color:var(--primary);flex-shrink:0;font-weight:700}

/* ===== BLOG CARDS ===== */
.blog-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:20px}
.blog-card{background:var(--white);border-radius:var(--radius);overflow:hidden;border:1px solid var(--gray-100);transition:var(--transition);display:flex;flex-direction:column}
.blog-card:hover{transform:translateY(-3px);box-shadow:var(--shadow);border-color:var(--primary-light)}
.blog-card-img{height:160px;background:linear-gradient(135deg,var(--primary-50),var(--gray-100));display:flex;align-items:center;justify-content:center;color:var(--primary)}
.blog-card-img svg{width:48px;height:48px;opacity:.3}
.blog-card-body{padding:20px;flex:1;display:flex;flex-direction:column}
.blog-card-tag{font-size:.68rem;font-weight:700;color:var(--primary);background:var(--primary-50);padding:3px 10px;border-radius:50px;text-transform:uppercase;letter-spacing:.5px;display:inline-block;width:fit-content}
.blog-card h3{font-size:.95rem;font-weight:700;margin:10px 0 6px;line-height:1.4}
.blog-card h3 a:hover{color:var(--primary)}
.blog-card p{font-size:.84rem;color:var(--gray-500);margin:0;flex:1}
.blog-card-meta{display:flex;gap:16px;margin-top:12px;padding-top:12px;border-top:1px solid var(--gray-100);font-size:.75rem;color:var(--gray-400);font-weight:600}

/* ===== CONTACT PAGE ===== */
.contact-grid{display:grid;grid-template-columns:1fr 1fr;gap:48px}
.contact-info-card{display:flex;gap:16px;padding:20px;background:var(--gray-50);border-radius:var(--radius-sm);margin-bottom:14px}
.contact-info-card .icon{width:44px;height:44px;border-radius:12px;background:var(--primary-50);display:flex;align-items:center;justify-content:center;color:var(--primary);flex-shrink:0}
.contact-info-card .icon svg{width:20px;height:20px}
.contact-info-card h4{font-size:.92rem;font-weight:700;margin-bottom:2px}
.contact-info-card p{font-size:.88rem;color:var(--gray-500);margin:0}

/* ===== COOKIE BANNER ===== */
.cookie-banner{position:fixed;bottom:0;left:0;right:0;background:var(--dark);color:rgba(255,255,255,.8);padding:16px 0;z-index:3000;transform:translateY(100%);transition:transform .3s}
.cookie-banner.visible{transform:translateY(0)}
.cookie-banner .container{display:flex;align-items:center;justify-content:space-between;gap:20px}
.cookie-banner p{font-size:.85rem;margin:0;flex:1}
.cookie-banner p a{color:var(--accent-light);text-decoration:underline}
.cookie-btns{display:flex;gap:10px;flex-shrink:0}
.cookie-btns .btn{padding:8px 20px;font-size:.85rem}

/* ===== ANIMATIONS ===== */
.fade-in{opacity:0;transform:translateY(20px);transition:opacity .5s ease,transform .5s ease}
.fade-in.visible{opacity:1;transform:none}

/* ===== RESPONSIVE ===== */

/* --- Tablet (max 900px) --- */
@media(max-width:900px){
  /* Hero */
  .hero .container{grid-template-columns:1fr;gap:32px}
  .hero-content{text-align:center}
  .hero-content h1{font-size:2rem}
  .hero-badges{justify-content:center}
  .calc-card{max-width:480px;margin:0 auto}

  /* Article layout → single column */
  .article-layout{grid-template-columns:1fr;gap:28px}
  .article-sidebar{position:static;display:grid;grid-template-columns:1fr 1fr;gap:14px}
  .sidebar-widget,.sidebar-toc,.sidebar-cta,.sidebar-related{margin-bottom:0}

  /* Footer */
  .footer-grid{grid-template-columns:1fr 1fr 1fr}
  .footer-brand{grid-column:1/-1}

  /* Contact */
  .contact-grid{grid-template-columns:1fr}

  /* Modal */
  .modal{max-width:90vw}
}

/* --- Mobile landscape (max 768px) --- */
@media(max-width:768px){
  .section{padding:40px 0}
  .section-title{font-size:1.4rem}
  .section-subtitle{font-size:.88rem;margin-bottom:24px}

  /* Header & Nav */
  .nav,.nav-cta{display:none}
  .hamburger{display:flex}
  .header .container{height:60px}
  .logo{font-size:1.05rem}
  .logo svg{width:30px;height:30px}
  .logo .logo-sub{display:none}

  /* Grids → 2 col */
  .trust-grid{grid-template-columns:repeat(2,1fr);gap:16px}
  .steps-grid{grid-template-columns:1fr 1fr;gap:16px}
  .step-card::after{display:none!important}
  .benefits-grid{grid-template-columns:1fr 1fr;gap:16px}
  .stats-grid{grid-template-columns:repeat(2,1fr);gap:14px}
  .values-grid{grid-template-columns:1fr 1fr;gap:14px}

  /* Single col */
  .testimonials-grid{grid-template-columns:1fr}
  .blog-grid{grid-template-columns:1fr 1fr;gap:16px}
  .eligibility-list{grid-template-columns:1fr}

  /* Footer */
  .footer-grid{grid-template-columns:1fr 1fr;gap:24px 20px}
  .footer-brand{grid-column:1/-1}
  .footer-bottom{flex-direction:column;gap:12px;text-align:center}
  .footer-bottom-links{justify-content:center}

  /* Hero inner */
  .hero-inner h1{font-size:1.5rem}
  .hero-inner p{font-size:.88rem}

  /* Cookie banner */
  .cookie-banner .container{flex-direction:column;text-align:center;gap:12px}

  /* Comparison visual */
  .comparison-visual{grid-template-columns:1fr;gap:16px}
  .comparison-arrow{padding:8px 0;transform:rotate(90deg)}
  .comparison-arrow svg{width:28px!important;height:28px!important}

  /* Tables */
  table.comparison-table td,div.comparison-table td,.article-content table td,
  table.comparison-table th,div.comparison-table th,.article-content table th{padding:10px 12px;font-size:.8rem}

  /* Mobile nav position */
  .mobile-nav{top:60px}

  /* Offer cards */
  .offer-top{flex-direction:column;gap:12px}
  .offer-logo-img{width:140px;height:48px;margin:0 auto}
  .offer-right{text-align:center}
  .offer-usp{text-align:center}
  .offer-stats{grid-template-columns:repeat(3,1fr);gap:6px}

  /* Static offers */
  .offer-card-static .offer-header{flex-direction:column;gap:12px;text-align:center}
  .offer-card-static .offer-header .offer-logo-img{width:140px;height:48px;margin:0 auto}
  .offer-card-static .offer-stats{grid-template-columns:repeat(3,1fr);gap:8px}

  /* Sidebar single col on mobile */
  .article-sidebar{grid-template-columns:1fr}

  /* Overall rating */
  .overall-rating{flex-direction:column;gap:12px;text-align:center}
}

/* --- Mobile portrait (max 480px) --- */
@media(max-width:480px){
  .container{padding:0 16px}
  .section{padding:32px 0}
  .section-title{font-size:1.25rem}

  /* Header compact */
  .header .container{height:56px}
  .logo{font-size:.95rem;gap:8px}
  .logo svg{width:28px;height:28px}
  .mobile-nav{top:56px}

  /* Hero */
  .hero{padding:calc(56px + 28px) 0 40px}
  .hero-content h1{font-size:1.4rem}
  .hero-content>p{font-size:.92rem}
  .hero-badges{gap:6px}
  .badge,.hero-badge{font-size:.75rem;padding:6px 12px}
  .btn-lg{padding:14px 28px;font-size:.95rem}
  .calc-card{padding:24px 20px}
  .calc-card h3{font-size:1rem}
  .slider-value{font-size:1.1rem}

  /* Grids → 1 col */
  .steps-grid{grid-template-columns:1fr}
  .benefits-grid{grid-template-columns:1fr}
  .stats-grid{grid-template-columns:1fr 1fr}
  .values-grid{grid-template-columns:1fr}
  .blog-grid{grid-template-columns:1fr}

  /* Footer */
  .footer-grid{grid-template-columns:1fr;gap:20px;text-align:center}
  .footer-brand{text-align:center}
  .footer-brand .logo{justify-content:center}
  .footer-badges{justify-content:center}
  .footer-col{text-align:center}

  /* Form */
  .form-row{grid-template-columns:1fr}
  .modal{max-width:95vw;margin:10px}
  .modal-header{padding:36px 20px 0}
  .modal-body{padding:16px 20px 20px}

  /* Offer cards */
  .offer-stats{grid-template-columns:repeat(2,1fr)}
  .offer-stat{padding:8px 6px}
  .offer-stat .label{font-size:.6rem}
  .offer-stat .value{font-size:.75rem}
  .offer-card{padding:16px}
  .offer-card .btn{padding:12px;font-size:.88rem}
  .offer-logo-img{width:120px;height:44px}

  /* Static offers */
  .offer-card-static{padding:18px}
  .offer-card-static .offer-stats{grid-template-columns:repeat(2,1fr)}
  .offer-card-static .offer-header .offer-logo-img{width:120px;height:44px}

  /* Sticky bar */
  .sticky-bar .container{flex-direction:column;gap:6px;text-align:center}
  .sticky-info{font-size:.8rem}

  /* Tables */
  table.comparison-table td,div.comparison-table td{padding:8px 10px;font-size:.76rem}
  table.comparison-table th,div.comparison-table th{padding:10px;font-size:.7rem}
  .cookie-table td,.cookie-table th{padding:8px 10px;font-size:.76rem}

  /* Trust bar */
  .trust-bar{padding:28px 0}
  .trust-item .number{font-size:1.6rem}

  /* Loading screen */
  .loading-countdown{width:70px;height:70px}
  .loading-countdown svg.countdown-ring{width:70px;height:70px}
  .countdown-num{font-size:1.3rem}
  .loading-partners{gap:8px;flex-wrap:wrap}
  .loading-partners img{width:80px;height:36px;padding:4px 8px}

  /* Testimonials */
  .testimonial-card{padding:20px}
  .testimonial-text{font-size:.85rem}

  /* Contact */
  .contact-card{padding:14px}
  .contact-form-wrapper{padding:20px}

  /* CTA banner */
  /* CTA banner + cta-box mobile fix */
  .cta-banner{padding:32px 16px}
  .cta-banner h2,.cta-banner h3,.cta-banner-content h2,.cta-banner-content h3{font-size:1.15rem!important;color:#fff!important}
  .cta-banner p,.cta-banner-content p,.cta-banner span{font-size:.84rem!important;color:rgba(255,255,255,.85)!important;margin-bottom:14px}
  .cta-banner .btn,.cta-banner a.btn,.cta-banner .btn-primary,.cta-banner .btn-white{font-size:.84rem!important;padding:10px 22px!important;background:#fff!important;color:#1a56db!important;border:none!important}
  .cta-box{padding:24px 20px}
  .cta-box h2,.cta-box h3{font-size:1rem!important;color:#fff!important}
  .cta-box p{font-size:.82rem!important;color:rgba(255,255,255,.85)!important}
  .cta-box .btn,.cta-box a.btn{font-size:.82rem!important;padding:10px 20px!important;background:#fff!important;color:#1a56db!important;border:none!important}

  /* Hero inner on mobile */
  .hero-inner{padding:calc(56px + 24px) 0 28px}
  .hero-inner h1{font-size:1.3rem}

  /* Breadcrumbs */
  .breadcrumbs,.breadcrumb{font-size:.75rem}

  /* Article content */
  .article-content h2{font-size:1.15rem}
  .article-content h3{font-size:1.02rem}
  .article-content p{font-size:.9rem;line-height:1.7}
  .article-content li{font-size:.88rem}
  .article-content .info-box,.article-content .warning-box{padding:14px 16px;font-size:.88rem}
  .faq-question{font-size:.88rem}
  .faq-answer-inner{font-size:.86rem}
}